Investor Focused 4PI2 Inspections

Investor 4PI² (4-Point Investor Inspection)

The Investor 4PI² (4-Point Investor Inspection) is a focused, decision-driven inspection designed specifically for real estate investors who require fast, relevant information on a property’s core systems—without the time or cost of a full narrative inspection.

This inspection concentrates on the four critical components most relevant to insurability, risk exposure, and capital planning:

  • Roofing

  • Electrical

  • Plumbing

  • HVAC (Heating, Ventilation, and Air Conditioning)

A 4-Point style inspection is commonly requested by insurance providers, particularly for homes 15 years of age or older, to assess the age, condition, and general functionality of these systems. From an investor’s perspective, these four components also represent the highest-cost and highest-risk items when evaluating a potential acquisition.

“Built for Investors. Focused on Risk.”

Our company partners with active property investors and the realtors who represent them. Unlike standard home inspections designed for traditional buyers, our Investor 4-Point Inspection focuses on the primary systems that influence acquisition price, renovation strategy, holding cost, and exit planning.

This inspection is designed for experienced investors who already know how to evaluate cosmetics, layout, and renovation opportunity. We focus on what typically carries the highest financial risk and affects rentability, safety, and capital expenditure forecasting.

Built for Investors, Not First-Time Buyers

Unlike a traditional home inspection—often geared toward first- or second-time buyers and filled with detailed narratives and educational explanations—the Investor 4PI² is intentionally streamlined and concise.

Most investors entering a property are already:

  • Estimating renovation and replacement costs

  • Evaluating ROI and cash flow

  • Identifying deal-breakers vs. acceptable risk

The Investor 4PI² supports this process by delivering clear, targeted observations on the systems that matter most, without unnecessary commentary.

“Four Systems. One Clear Investment Decision.”

What This Inspection Delivers

  • A focused assessment of the condition and apparent serviceability of the roof, electrical, plumbing, and HVAC systems

  • Identification of material defects, safety concerns, and insurability red flags

  • Practical insight that supports insurance approval, negotiation strategy, and budgeting

  • A cost-effective alternative to a full inspection when speed and efficiency are priorities

  • A shortened Report without the narratives, compact 2-3 page report (Plus Deficiencies Lists).

“Because Cash Flow Starts with Condition.”

What This Inspection Is — and Is Not

The Investor 4PI² is not a substitute for a comprehensive home inspection. It does not include full interior finishes, minor cosmetic items, or extended narratives. Instead, it is designed to answer one central investor question:

“Are the major systems acceptable, or do they materially impact risk, insurability, or deal viability?”

Ideal Use Cases

  • Rental property acquisitions

  • Fix-and-flip evaluations

  • Portfolio purchases

  • Insurance-driven inspection requirements

  • Repeat investor clients needing fast turnaround

The Investor 4PI² reflects how experienced investors think—efficiently, strategically, and with a focus on risk and return.

Investor 4PI² (4-Point Investor Inspection)

The Investor 4PI² (4-Point Investor Inspection) is a limited-scope, visual inspection focused on four primary building systems that are most commonly reviewed by insurance providers and investors: roofing, electrical, plumbing, and HVAC.

This inspection is designed to provide a snapshot assessment of the age, general condition, and apparent serviceability of these systems at the time of inspection. Properties 15 years of age or older are frequently subject to this type of inspection for insurance underwriting, risk evaluation, or acquisition screening.

Scope of Inspection

The Investor 4PI² is conducted in accordance with the principles of InterNACHI and AlbertaACHI Standards of Practice for limited inspections, and includes a visual, non-invasive evaluation of the following systems, where safely accessible:

  • Roofing: Roof covering type, approximate age (where known), visible condition, and evidence of active leakage or material deterioration

  • Electrical: Service size, panel type, visible wiring methods, presence of apparent safety concerns, and general condition of accessible components

  • Plumbing: Visible supply and drain piping materials, water heater type and approximate age, and observable functional concerns

  • HVAC: Primary heating and cooling equipment type, approximate age, and apparent operational status at the time of inspection

  • Optional Add-Ons: sewer scope, air quality testing, thermal imaging, attic evaluation, detached structures.

The inspection does not determine code compliance, remaining service life, or future performance of any system.

Intended Use

The Investor 4PI² is intended to support:

  • Insurance review or underwriting requests

  • Investor risk assessment and due diligence

  • High-level budgeting and negotiation considerations

  • Reporting is concise and factual, focusing on material defects, safety concerns, and conditions that may affect insurability or investment viability, without the extended narratives found in a full home inspection report.

Limitations

This inspection is not a comprehensive home inspection and should not be relied upon as such. The following are excluded from the scope unless specifically stated:

  • Interior finishes and cosmetic items

  • Minor or non-material defects

  • Concealed, inaccessible, or dismantled components

  • Environmental testing, including definitive mold or radon diagnostics

  • Verification of permits, recalls, or compliance with current building codes

The inspection represents the condition of the observable systems only at the time of inspection.

Investor-Focused Efficiency

The Investor 4PI² reflects how experienced investors evaluate properties—efficiently and strategically—by focusing on systems that carry the greatest financial, safety, and insurability risk, while avoiding unnecessary scope and cost.

When a broader understanding of the property is required, a full home inspection is recommended.

Four Systems. One Clear Investment Decision.